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Refund Policy

Last updated: 14th November 2024

1. Introduction

At Sagar Bansal – Equity Research & Consulting (“we,” “us”, “our”), we aim to provide the highest level of service to our clients. However, we understand that there may be circumstances when you may want to cancel a service or request a refund. This policy outlines the conditions under which a service can be cancelled or a refund can be made.

2. Cancellation

If you wish to cancel a service, please notify us immediately. We will try our best to accommodate your request, but please note that we cannot guarantee that we will be able to cancel services that have already begun or been completed.

3. Refunds

Refunds are only provided under the following circumstances:

If you have been charged incorrectly due to an error on our part, we will refund the full amount.
If you are not satisfied with our service, please notify us within 7 days after the service is provided. We will investigate the matter and if we determine that our service was not provided to a satisfactory level due to factors under our control, we may offer a partial or full refund.

Please note that refunds are not given by default in case of service cancellation. Each refund request is evaluated individually.

4. Refund Process

If your request for a refund is approved, the refund will be processed and a credit will be automatically applied to your original method of payment, within 14 days.

5. Changes to This Policy

We reserve the right to update or change our Refund and Cancellation Policy at any time and you should check this Refund and Cancellation Policy periodically.

6. Contact Us

For any questions or inquiries, please reach our legal counsel at: [email protected].

Terms of Service

Last updated: 12th December 2024

1. Introduction

Welcome to Sagar Bansal – Equity Research & Consulting (“We”, “Us”, “Our”). These are our Terms and Conditions which you must agree to in order to use our services. By using or accessing our services, you agree to be bound by these Terms and Conditions.

2. Services

We provide Research services as an independent analyst to help retail traders and investors in making informed decisions. We reserve the right to change, suspend or discontinue any aspect of the services at any time, including availability of any feature or content without prior notice.

Apart from the analyst services, We also contribute to Academia by publishing research papers & reports in academic journals, presenting in international conferences and posting content on social media platforms. These academic activities should not be confused with our professional activities regardless of whether a price is paid or not. 

The user must check the invoice for clarity as whether the service provided is in the capacity of an independent analyst or in as an academic researcher where the nature of service becomes educational and not professional consultation.

3. User Obligations

As a user, you agree to use our services for lawful purposes and in a way that does not infringe the rights of, restrict or inhibit anyone else’s use of our services.

4. Intellectual Property

All content available on our website is owned by or licensed to us, and is protected by copyright laws around the world. You are not permitted to use this content except as expressly authorized by us.

5. Limitation of Liability

To the fullest extent permitted by applicable law, in no event will we be liable to you for any loss or damages of any kind.

6. Indemnification

You agree to indemnify and hold us harmless  include our officers, associates, employees, and agents, from and against any claims, disputes, demands, liabilities, damages, losses, and costs and expenses, including, without limitation, reasonable legal and accounting fees arising out of or in any way connected with your access to or use of the services.

7. Changes to the Terms and Conditions

We reserve the right to modify these Terms and Conditions at any time. Your continued use of our services will constitute your acceptance of the revised Terms and Conditions

8. Governing Law and Jurisdiction

These Terms and Conditions will be governed by and construed in accordance with the laws of USA, and you submit to the exclusive jurisdiction of the courts in Virginia, USA for the resolution of any disputes.

9. Contact Us

For any questions or inquiries, please reach our legal counsel at: [email protected].

Privacy Policy

Last updated: 14th November 2024

At Sagar Bansal – Equity Research & Consulting (“We”, “Our”, “Us”), your privacy is very important to us. This Privacy Policy document contains types of information that is collected and recorded by us and how we use it.

1. Collection of Personal Information

We collect various types of personal information when you interact with our website or use our services. The personal information we collect can include:

Contact information such as name, email address, and telephone number
Business-related information required for our services
Other information relevant to customer surveys and/or offers

2. Use of Personal Information

We use the personal information we collect for the following purposes:

To provide our services to you
To communicate with you about our services
To improve our website and services
To comply with our legal obligations

3. Sharing of Personal Information

We do not sell, distribute, or lease your personal information to third parties unless we have your permission or are required by law to do so.

4. Data Security

We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure, we have put in place suitable physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

5. Your Rights

Depending on where you live, you may have certain rights with respect to your personal information, including:

The right to access your data
The right to correct inaccurate data
The right to request deletion of your data
The right to restrict processing of your data

6. Changes to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes.

7. Contact Us

For any questions or inquiries, please reach our legal counsel at: [email protected].